Financial Issues
Why borrow from loan sharks ?
If those people have a choice, they would not want to borrow money from those Ah long’s (loan sharks). They need money urgently and the banks are not lending them because they do not have the right criteria to qualify for loans. Those banks would need collateral’s like a house or land tittles in order [...]
Read Full Post | Make a Comment ( 1 so far )You only live once.
Whether you are rich or poor , you are only given 24/7 and you have only one life. Some lucky people may have nine life’s. Saviour every moment of your life because what is past will never come back again and you will not have a second bite of the cherry. What is the meaning [...]
Read Full Post | Make a Comment ( None so far )Pleasure Now Or Pleasure Later ?
There are two school of thoughts of how you should live life and be successful. You were either born into one or you were shaped by your circumstances. We are told that if you want to be successful and rich in life, we will have to suffer now and scrooge every penny to invest and [...]
Read Full Post | Make a Comment ( 1 so far )How To Start Living Frugally !
We have no choice with the present circumstances of everything going up .The government of Malaysia recently announced a very steep increase of petrol prices by 41% and diesel by 63%. Everywhere in other countries, petrol prices are rising like there is no tomorrow. One day the speculative bubble will burst but until then every [...]
Read Full Post | Make a Comment ( None so far )Love Marriage And Money
Now that you are married, how will you deal with your finances? Should you have your own a/c or a joint a/c? Prudent say, you should have your own secret a/c and a joint a/c. In life, nothing is guaranteed. You do not know if your marriage will last the distance till death separate you [...]
Read Full Post | Make a Comment ( 3 so far )EU Tells Mastercard To Scrap Illegal Fees
This is a landmark decision. Shoppers could save billions of pounds after some credit card transaction fees were ruled illegal. The European Commission ‘s decision to ban Mastercard from charging customers for using its cards abroad. Mastercard, which also runs Maestro, charges retailers an international interchange fee of between 0.4 and 1.2 per cent for [...]
Read Full Post | Make a Comment ( 3 so far )Pay Your Credit Card Bills On Time..
The government recently recommended to the banks to give incentive to those who pay their credit card bills on time. I have received a circular from Standard Chartered bank . If you pay up before the due date on each month for 12 months, your interest would be reduced from 18% PA to 15% PA. [...]
Read Full Post | Make a Comment ( 2 so far )It Is In Your Genes .
Whether you are a miser or a generous fella is all because of your genes. You are a miser because you don’t have the generous genes. When people say that you are a miser, you cannot help it because it is in your genes..LOL! Being generous is by nature which means a person who is [...]
Read Full Post | Make a Comment ( 2 so far )Money Can’t Buy Me Love.
Do you grumble everyday about money? The cost of living is rising with petrol up and this will cause many things to go up because of the transportation cost. Food will also be more expensive or you get a smaller amount. Everything seems to be going up except your salary. Even if they go up, [...]
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